Digital credit products like M-Shwari, KCB M-Pesa, Equitel’s Eazzy Loan, Tala and Branch have been extremely successful at providing access to credit for millions of people in East Africa. The convenience, reach, and efficiency of these lending products
has resulted in the financial inclusion of a large percentage of people who have traditionally not had access to financial services. The products are accessed either through an app or USSD.
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