Bill & Melinda Gates Foundation

An Open-Source Approach to Anti-Poverty

With our partners in the tech and fintech industries, we are proud to announce the release of new open-source software for creating digital payments systems that connect financial providers and poor populations like never before. If we can increase access to digital banking, we can help reduce poverty and build an economy that includes and benefits everyone.

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Are Bank Accounts a Key to Happiness?

The benefits of having a bank account are well documented. People with accounts are better able to start businesses. Women who get paid into an account spend more money on their children's health and education.

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A Big Step Forward in India's Financial Inclusion Deliberations

Electronic payments are the connective tissue of a financial system.

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What You Didn't Know About Financial Services and The People Who Use Them

The World Bank's Development Research Group Global Findex is a gold mine of data about how people around the world save, borrow, make payments, and manage risk in their day-to-day lives.

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Digital Currency Improves Financial Access

Cash is simple, portable, anonymous, easily exchangeable at an agreed value by both buyer and seller, and accepted nearly everywhere. Yet the physical nature of cash creates big transaction costs, and a wide range of security and transparency risks.

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